Determine whether bankruptcy is the right option for your situation
Identify the type of bankruptcy you may qualify for
Gather financial records, including income, debts, assets,...
Confirm Chapter 13 eligibility
Gather financial documents
Complete mandatory credit counseling
Choose a bankruptcy attorney or prepare to file pro se
Prepare the bankruptcy petition and schedules
Create a...
Confirm you qualify for Chapter 7 using the means test
Gather financial records, debts, income, expenses, assets, and recent transactions
Complete required credit counseling from an...
Determine whether you qualify for Chapter 7 by reviewing your income, expenses, assets, and debts
Complete the required credit counseling from an approved agency within...
Determine whether bankruptcy is the right option for your situation
Identify the type of bankruptcy you may file, usually Chapter 7 or Chapter 13
Gather all...
Determine whether your car is worth more or less than your state’s exemption limit
Check whether your state uses state exemptions or allows federal exemptions
Find...
Determine whether Chapter 13 is the right bankruptcy chapter for your situation
Complete required credit counseling from an approved provider
Gather financial documents, including income, expenses,...
Confirm that bankruptcy is the right option for your situation
Identify whether Chapter 7 or Chapter 13 fits your needs
Gather your financial records
List all debts,...
Determine whether Chapter 7 is the right option
Gather required financial documents
Complete mandatory credit counseling
Request a fee waiver for the filing fee
Ask the court to...
Confirm you qualify for Chapter 13 bankruptcy
Complete required credit counseling from an approved agency
Gather financial documents
List all assets, debts, income, and expenses
Decide whether to...
Confirm you qualify for Chapter 7 bankruptcy
Complete required credit counseling from an approved provider
Gather financial documents, including income, expenses, debts, assets, and recent bank...
Contact a bankruptcy attorney about a fee waiver, payment plan, or reduced flat fee
Ask the court about filing fee installments for Chapter 13
Gather required...
Determine whether Chapter 7 is the right option for your situation
Review your income, debts, assets, and recent financial activity
Complete the required credit counseling course...
Determine whether bankruptcy is the right option for your situation
Identify the type of bankruptcy you may qualify for
Gather financial records, debts, income, assets, and...
Confirm that Chapter 7 is the right bankruptcy option for your situation
Review your income, debts, assets, and recent financial activity
Complete the required credit counseling...
Gather your financial information, including income, debts, assets, expenses, and recent financial records
Complete required credit counseling from an approved provider
Determine whether Chapter 7 or...
File a Chapter 7 bankruptcy petition with the bankruptcy court
Complete the required bankruptcy forms and schedules
Provide a list of assets, debts, income, and expenses
Complete...
Check whether you qualify for Chapter 7 by passing the means test
Gather your income, expense, debt, asset, and tax documents
Complete the required credit counseling...
