Determine whether Chapter 13 is the right bankruptcy chapter for your situation
Complete required credit counseling from an approved provider
Gather financial documents, including income, expenses, debts, assets, tax returns, and pay stubs
Prepare the bankruptcy petition, schedules, statement of financial affairs, and other required forms
Create a Chapter 13 repayment plan
File the bankruptcy forms with the correct bankruptcy court
Pay the filing fee or request permission to pay in installments
Submit any required local forms for your court
Provide the court with any additional required documents
Attend the meeting of creditors under Section 341
Make required plan payments to the Chapter 13 trustee
Complete any required debtor education course
Respond to trustee or creditor objections if they arise
Attend the confirmation hearing for the repayment plan
Follow the confirmed repayment plan until completion
Obtain a discharge after completing all required payments and requirements