Unexpected charges or withdrawals on bank or credit card statements
New accounts or loans you did not open
Bills, collection notices, or debt letters for unfamiliar...
Review your credit reports from all three major bureaus for unfamiliar accounts, inquiries, or addresses
Check your bank and credit card statements for unauthorized charges...
Gather proof of identity theft
Collect government ID and personal information
Write a clear summary of what happened
List all affected accounts, dates, and amounts
Include any suspicious...
Unexpected bills, collection notices, or debt calls for accounts you did not open
New credit accounts, loans, or credit card inquiries you do not recognize
Sudden...
Check your credit reports from all three bureaus
Review bank and credit card statements for unfamiliar activity
Look for new accounts you did not open
Monitor your...
Review bank and credit card statements for unfamiliar charges
Check your credit reports from all major bureaus for unknown accounts or inquiries
Look for bills, collection...
Contact the police and file a theft report
Contact the Federal Trade Commission at IdentityTheft.gov
Place a fraud alert with one of the major credit bureaus
Freeze...
Place a fraud alert with one of the three major credit bureaus: Equifax, Experian, or TransUnion
Consider a credit freeze with all three major credit...
Contact each of the three major credit bureaus and request a security freeze
Equifax: equifax.com/personal/credit-report-services/credit-freeze/
Experian: experian.com/freeze/center.html
TransUnion: transunion.com/credit-freeze
Create or log in to your account with each...
Freeze your credit with Equifax, Experian, and TransUnion
Place a fraud alert on your credit reports
Change passwords on all important accounts
Enable two-factor authentication
Monitor bank and...
Check your credit reports from all three major bureaus for unfamiliar accounts, inquiries, or addresses
Review bank and credit card statements for transactions you do...
Contact the companies where the fraud occurred and ask them to close or freeze the affected accounts
Change passwords, PINs, and security questions for your...
Use strong, unique passwords for every account
Enable multi-factor authentication wherever possible
Monitor bank and credit card statements regularly
Check credit reports for unfamiliar accounts or activity
Freeze...