Visit the official Bajaj Finserv website or app
Log in with your registered mobile number and OTP
Open the EMI Card section or “My EMI Card” option
Check whether your card is already active
If not active, complete the activation process as prompted
Verify your KYC details if required
Set or confirm your card PIN or OTP-based verification
Link your registered mobile number to the card
Ensure your EMI card is eligible for online transactions
Add the product to the merchant’s cart on an approved partner website
Select Bajaj Finserv EMI Card as the payment option at checkout
Enter the EMI card details when asked
Choose the EMI tenure
Enter the OTP received on your registered mobile number
Complete the payment authorization
Wait for the confirmation message from Bajaj Finserv and the merchant