Open the YONO SBI app and log in
Tap on the menu icon
Select Transfers or Fund Transfer
Choose Manage Beneficiary or Add Beneficiary
Select the beneficiary type
Enter the beneficiary’s name
Enter the beneficiary’s account number
Select the beneficiary’s bank
Enter the IFSC code if required
Enter the nickname or remarks if asked
Review the details carefully
Submit the beneficiary addition request
Enter the OTP or transaction password if prompted
Wait for beneficiary activation after the cooling period, if applicable