Check your business and personal credit scores
Determine how much money you need
Decide what type of loan fits your needs
Gather business financial statements
Prepare tax returns for your business and yourself
Create a business plan
Collect bank statements
Organize legal business documents
Compare lenders and loan terms
Review eligibility requirements
Fill out the loan application
Submit required documents
Provide collateral if needed
Wait for lender review and approval
Review the loan offer carefully
Sign the loan agreement
Receive and use the funds responsibly