Visit the official PMAY website or the nearest Common Service Centre, bank, or municipal office
Check your eligibility under PMAY-U or PMAY-G
Keep required documents ready, such as Aadhaar card, income proof, address proof, bank account details, and property details
Fill out the PMAY application form online or offline
Enter personal, income, and housing details accurately
Upload or submit the required documents
Review the application before submitting
Submit the application and note the application/reference number
Track the application status using the reference number on the official portal
Respond to any verification or additional document requests from the authorities