Make sure you both are adults and you have a consensual, respectful relationship
Choose a private, comfortable moment to talk
Ask directly and respectfully if she would like to be intimate
Be clear that no is a complete answer and will be respected
Check for enthusiastic consent, not just silence or uncertainty
Avoid pressure, guilt, manipulation, or persistence after a refusal
Be prepared to accept her answer calmly
Discuss boundaries, protection, and STI prevention if she is interested
Keep communication honest and respectful throughout
Stop immediately if she changes her mind at any point
