Check your eligibility for EMI with your bank, credit card provider, or financing partner
Choose the iPhone model you want to buy
Select a retailer or online store that offers EMI options
Add the iPhone to your cart or visit the store
Choose EMI as the payment method at checkout
Select the EMI tenure that suits your budget
Review the interest rate, processing fee, and total payable amount
Complete the required verification or approval process
Make the down payment if required
Confirm the order and complete the purchase
Pay the monthly EMI installments on time
Check your statement regularly to track EMI deductions