Open a savings account with a bank that supports RBI Retail Direct or bond investment services
Register on the RBI Retail Direct portal using your PAN, mobile number, and bank details
Complete KYC verification if required
Log in to the RBI Retail Direct account
Select the government security or RBI bond issue you want to buy
Check the issue details, including dates, tenure, interest rate, and minimum investment amount
Enter the investment amount or quantity
Confirm the linked bank account for payment
Authorize the payment through net banking or other supported online payment method
Submit the purchase request
Save the confirmation receipt or transaction reference number
Track bond allotment and holding details in your account
Check interest payment dates and maturity details in your investment records