Log in to your bank’s net banking or mobile banking app
Go to the fund transfer section
Select RTGS
Add the beneficiary if not already added
Enter the beneficiary’s name, account number, and IFSC code
Enter the transfer amount
Check that the amount meets the RTGS minimum limit set by your bank
Verify all details carefully
Confirm the transfer using OTP, password, or transaction PIN
Save or note the transaction reference number
Check the beneficiary account for credit confirmation