Consult a criminal lawyer immediately
Collect all cheque-related documents, bank return memo, notices, and payment records
Check whether the cheque was issued for a legally enforceable debt
Verify whether the cheque was presented within its validity period
Verify whether the bank return memo states a valid reason under the law
Check whether the legal demand notice was served properly
Check whether the notice was sent within the statutory time limit
Check whether the complaint was filed within the limitation period
Check whether the complainant has filed the original cheque and supporting evidence
Check whether the complainant can prove the debt or liability
Check whether the cheque was issued as security and not for an existing liability
Check whether the cheque was signed by the accused
Check whether the cheque was filled without authority or materially altered
Check whether the account was closed, stopped, or frozen for reasons supporting your defense
Check whether there was any settlement, payment, or part-payment before filing of the case
Check whether the complainant had no capacity to lend the alleged amount
Check whether the complaint is defective for want of proper authorization or verification
File a reply to the legal notice if appropriate
Negotiate for settlement or compounding if payment is possible
Apply for discharge or seek dismissal if procedural defects exist
Raise all available defenses in the trial court
Produce bank statements, receipts, messages, and witnesses supporting your defense
Challenge forged, fabricated, or manipulated documents
Seek quashing only if strong legal grounds exist
Appear on all court dates and avoid ex parte proceedings
Do not ignore summons or warrants
Do not admit liability without legal advice
Keep proof of any payment made after the cheque issue
Preserve all communication with the complainant
If convicted, file appeal within limitation
If possible, seek compounding at the earliest stage