Choose a bank, credit union, or prepaid card provider
Open a checking account or eligible card account
Provide required identification and personal information
Complete the application online, in person, or by phone
Fund the account if required
Request a debit card if it is not automatically issued
Wait for the card to be mailed or pick it up in branch if available
Activate the card using the provided instructions
Set your PIN
Start using the card for purchases and ATM withdrawals