How to Get an American Express Black Card?

American Express does not publish a public application for the Centurion Card

Build very high spending on eligible American Express cards

Maintain an excellent payment history and strong credit profile

Use your American Express cards consistently over time

Keep accounts in good standing with no late payments or delinquencies

Increase annual spend substantially, often into the six-figure range or higher

Hold premium American Express cards such as Platinum or Business Platinum

Be invited by American Express, since the Centurion Card is invitation-only

If invited, complete the application and accept the membership terms

Pay the required initiation fee and annual fee if approved

Suggested for You

Trending Today