Check that you meet the basic eligibility requirements
Be at least 18 years old
Have a valid Social Security Number or Individual Taxpayer Identification Number
Have a U.S. mailing address
Have a good to excellent credit score
Review your income and debt to make sure you can qualify
Go to the American Express website or app
Find the American Express Gold Card application page
Click Apply Now
Fill out the application with your personal information
Enter your income and employment details
Review the card terms and fees
Submit the application
Wait for the approval decision
If approved, activate the card when it arrives
Use the card responsibly to maintain good standing