Open your bank’s mobile app or net banking portal
Go to the UPI, mobile banking, or card services section
Select the option to set or generate MPIN
Enter your registered mobile number and account details if asked
Verify using OTP sent to your registered mobile number
Create a new MPIN
Confirm the MPIN
Use the MPIN to log in or authorize transactions as required
If you already have one and forgot it, choose the reset or forgot MPIN option
Contact your bank’s customer care if the MPIN option is not available