Pay all bills on time
Keep credit card balances low
Pay more than the minimum when possible
Avoid maxing out credit cards
Keep old credit accounts open
Limit new credit applications
Check your credit reports regularly
Dispute any errors on your credit report
Use a mix of credit types responsibly
Maintain a long credit history
Set up payment reminders or autopay
Keep debt levels manageable
Avoid missing payments
Build credit gradually
Only borrow what you can afford to repay