Set your financial goal
Decide your investment time horizon
Check your monthly budget
Build an emergency fund first
Learn the basics of SIP and mutual funds
Choose the right mutual fund category
Compare fund performance and consistency
Check fund expense ratio
Review fund manager experience
Start with a small monthly amount
Open a mutual fund account
Complete KYC verification
Link your bank account
Set up auto-debit for SIP
Select the SIP date
Keep investing regularly
Avoid stopping SIP during market falls
Increase SIP amount when income rises
Review your portfolio periodically
Rebalance if needed
Stay invested for the long term