Choose a bank or credit union that offers online account opening
Check the account requirements and eligibility
Gather your personal information
Gather required documents
Visit the bank’s official website or mobile app
Select the account type you want to open
Fill out the online application form
Upload or submit the required documents
Verify your identity
Review the terms, fees, and account details
Submit the application
Wait for approval
Fund the account if required
Set up online banking and security features
Order a debit card or checks if needed