Activate the card
Sign the back of the card if required
Read the card terms, fees, and due dates
Use the card only at trusted merchants or ATMs
Insert, tap, swipe, or enter card details to pay
Keep your card information private
Track every purchase
Stay within your credit limit
Pay at least the minimum payment by the due date
Pay the full balance whenever possible
Avoid cash advances unless necessary
Review statements for errors or fraud
Report a lost or stolen card immediately
Monitor your credit utilization
Set up alerts and autopay if available