Activate the card if required

Check the card balance

Use it like a credit card for purchases

Enter the card number, expiration date, and security code for online payments

Swipe, insert, or tap it at stores that accept American Express

Use the full balance carefully, since some merchants do not allow split payments

Keep track of remaining balance after each purchase

Register the card online if needed for certain transactions

Use it until the balance reaches zero

Dispose of the card after the balance is fully used