Use a debit card from a participating bank or credit union to enroll in Zelle through its app or website
Open a free or low-cost checking account with a bank or credit union that supports Zelle
Use a prepaid debit card only if the card issuer and Zelle both support it
Ask a trusted friend or family member with Zelle to send money to you another way, such as cash, cash app, or bank transfer
Use a payment app alternative that does not require a bank account
Receive money through Zelle only if you can link an eligible debit card or bank account
Contact your bank, credit union, or card issuer to confirm whether your debit card is eligible for Zelle