Open your bank or credit union app or website
Find the Zelle option
Enroll using your email address or U.S. mobile number
Verify your contact information if prompted
Add a recipient using their email address or U.S. mobile number
Enter the amount you want to send
Review the payment details carefully
Confirm and send the money
Wait for the recipient to receive the payment
Check your transaction history to confirm the transfer
If needed, request money through Zelle using the same contact details
Make sure both sender and recipient are enrolled with eligible U.S. bank accounts