Check your credit report from the three major bureaus: Equifax, Experian, TransUnion
Use AnnualCreditReport.com to request a free report from each bureau
Review your credit score through credit monitoring services offered by banks or credit card issuers
Use free score tools from Experian, Equifax, and TransUnion if available in your account
Check your credit score inside online banking platforms that provide credit score access
Look for credit score access in budgeting or personal finance apps that integrate with credit bureaus
Use reputable third-party services that show credit scores and report details
Sign in to your credit bureau account to view your latest score and report
If you’re in the U.S., request additional free reports if you qualify under specific conditions (e.g., adverse action, fraud, unemployment, or public assistance)
For disputes or corrections, use the bureau’s dispute process after reviewing your report