Get pre-approved for a mortgage
Set your budget and target monthly payment
Research neighborhoods, schools, taxes, and commute times
Search listings on MLS-access sites, FSBO sites, and local classifieds
Contact sellers directly
Schedule property tours
Compare recent sales and market prices
Hire a real estate attorney or closing attorney
Order a home inspection
Review title history and property records
Get a title search and title insurance
Negotiate the purchase price and contract terms
Draft or review the purchase agreement
Include contingencies for financing, inspection, and appraisal
Submit earnest money
Complete the lender’s underwriting process
Arrange the appraisal
Review seller disclosures and repair requests
Finalize closing costs and cash needed to close
Perform a final walkthrough
Sign closing documents
Receive the keys after closing