Check your budget and monthly affordability
Review your credit score and debt levels
Save for a down payment and closing costs
Get pre-approved for a mortgage
Decide on location, size, and must-have features
Research condo buildings and neighborhood amenities
Review HOA fees, rules, and financial health
Compare multiple condos before making an offer
Hire a real estate agent if needed
Make an offer and negotiate terms
Schedule a home inspection and review the results
Review condo documents, bylaws, and disclosures
Finalize your mortgage and complete underwriting
Purchase homeowners insurance and required coverage
Complete the closing process and sign documents
Pay closing costs and receive the keys