Confirm you qualify for Chapter 7 bankruptcy
Complete required credit counseling from an approved provider
Gather financial documents, including income, expenses, debts, assets, and recent bank statements
Fill out the bankruptcy petition and required schedules
Prepare the means test forms
File the petition and forms with the bankruptcy court
Pay the filing fee or request a fee waiver or installment plan
Receive the case number and automatic stay protection
File any additional required documents after filing
Attend the meeting of creditors
Complete the required debtor education course
Respond to any trustee or court requests
Attend any required hearings
Wait for the court to issue the discharge order
Keep copies of all filed documents and court notices