How To Get Amex Black Card?

Spend heavily on eligible American Express cards, especially personal and business charge cards

Maintain a long-standing, high-value relationship with American Express

Use your cards consistently and pay in full on time

Keep very high annual spending levels across your accounts

Demonstrate strong income, assets, and overall financial profile

Avoid late payments, defaults, or excessive credit risk

Build a history of premium card usage and account longevity

Wait for an invitation from American Express

Request consideration through American Express customer service or your relationship manager, if applicable

Meet any invitation and initiation fee requirements if offered

Continue using the card responsibly after approval

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