Pay all bills on time
Pay down credit card balances
Keep credit utilization below 30%
Keep old credit accounts open
Avoid opening too many new accounts
Check credit reports...
Visit AnnualCreditReport.com
Request your free credit reports from Equifax, Experian, and TransUnion
Use your legal right to one free report from each bureau every 12 months
Check...
Request a free credit report from AnnualCreditReport.com
Visit each credit bureau’s website: Equifax, Experian, and TransUnion
Call the official credit report request phone number
Mail a completed...
Visit AnnualCreditReport.com
Request your free credit reports from Equifax, Experian, and TransUnion
Verify your identity with your personal information
Download or print the reports after access is...
Request a free credit report at AnnualCreditReport.com
Contact Equifax, Experian, and TransUnion directly
Verify your identity with personal information
Choose the report you want to access
Review and...
Contact each of the three major credit bureaus: Equifax, Experian, and TransUnion
Request a credit freeze on your credit file
Provide the required personal information to...
Gather your personal information: full name, address, date of birth, Social Security number, and proof of identity if needed
Contact each of the three major...
