Insert the new SBI ATM card into an SBI ATM
Select the preferred language
Enter the temporary PIN if provided, or choose the card activation option if shown
Select the option for PIN generation or card activation
Enter your registered mobile number if prompted
Receive the OTP on your registered mobile number
Enter the OTP on the ATM screen
Set a new 4-digit ATM PIN
Re-enter the new PIN to confirm
Wait for the confirmation message on the screen
Remove the card after activation is completed
Use the card for a small transaction to verify activation if needed