Visit an HDFC Bank branch with your FD receipt and valid ID
Use HDFC NetBanking or MobileBanking if your FD is eligible for online closure
Call HDFC customer care and request premature closure instructions
Submit a premature FD closure request at the branch
Provide your FD account details and linked savings account for credit
Confirm the applicable premature withdrawal penalty before proceeding
Ask for closure of the full FD or only the required part if partial withdrawal is allowed
Receive the maturity amount after penalty deduction in your linked account
Keep the closure receipt or confirmation for your records