Check your credit score
Save for a down payment
Save for closing costs
Set a monthly budget
Get pre-approved for a mortgage
Compare loan options
Choose a real estate agent
Make a list of needs and wants
Search for homes
Visit homes in person
Review neighborhood and commute
Make an offer
Negotiate terms
Schedule a home inspection
Review the appraisal
Secure homeowners insurance
Finalize your mortgage
Review closing documents
Pay closing costs and down payment
Sign the paperwork
Get the keys
Move in
Set up utilities
Update your address
Maintain the home