Pay bills on time consistently
Keep your credit utilization low
Increase your income
Reduce existing debt
Use your card regularly
Wait at least 6 months between requests
Check your credit report for errors
Update your income with the issuer
Request a credit limit increase online or by phone
Ask for a specific higher limit
Avoid applying for too many new cards
Maintain a good payment history
Keep older accounts open
Be prepared for a hard inquiry
Build a stronger credit score
