Choose a bank or credit union that offers online account opening
Check eligibility requirements
Gather required documents such as government-issued ID, Social Security number or tax ID, proof of address, and contact information
Visit the bank’s official website or mobile app
Select the account type you want to open
Fill out the online application form
Enter your personal information accurately
Upload or submit any required documents
Review the terms, fees, and account details
Submit the application
Complete identity verification if requested
Fund the account if required
Wait for approval and account confirmation
Set up online banking and security features
Order a debit card or checks if needed