Open the Wallet app on your iPhone
Tap the plus sign to add a card
Follow the on-screen instructions to verify your card
Make sure Apple Pay is enabled on your device
Hold your iPhone near a contactless payment terminal
Authenticate with Face ID, Touch ID, or your passcode
Wait for the payment confirmation
On Apple Watch, double-click the side button
Hold the Apple Watch near the contactless terminal
Use Apple Pay in supported apps and websites at checkout
Select Apple Pay as the payment method
Confirm the payment with Face ID, Touch ID, or passcode
Check your Wallet app to view recent transactions
Remove or update cards in the Wallet app when needed