Fill out the Free Application for Federal Student Aid (FAFSA)
Create an FSA ID at studentaid.gov
Gather required documents such as Social Security number, tax returns, and income records
List the schools you want to receive your FAFSA information
Submit the FAFSA as early as possible
Review your Student Aid Report after submission
Check your financial aid offers from your school
Accept the loans you want through your school’s financial aid office or portal
Complete any required entrance counseling
Sign the Master Promissory Note
Apply for private student loans separately if needed
Compare interest rates, fees, and repayment terms before accepting private loans
Borrow only the amount you need
Keep track of deadlines and renewal requirements each year