Compare plans on the health insurance marketplace
Check if you qualify for Medicaid
Check if you qualify for CHIP
Apply during open enrollment or a special enrollment period
Choose a high-deductible health plan if it fits your needs
Look for plans with lower monthly premiums
Use employer-sponsored insurance if available
Join a spouse’s or parent’s plan if eligible
Consider short-term health insurance only if appropriate for your situation
Ask about subsidies, tax credits, and premium assistance
Compare total costs, not just premiums
Use in-network doctors and hospitals
Review prescription drug coverage before enrolling
Ask about community health programs or local clinics
Contact a licensed insurance broker or navigator
Recheck your eligibility every year