Determine your coverage needs
Check if you qualify for employer-sponsored insurance
Review government health insurance options
Compare plans, premiums, deductibles, copays, and out-of-pocket maximums
Verify the provider network and covered medications
Check enrollment periods and deadlines
Gather required personal and financial information
Apply through an employer, marketplace, insurer, or broker
Select the plan that fits your needs and budget
Pay the first premium to activate coverage
Save your policy documents and insurance card