Compare plans on your government health insurance marketplace
Check if you qualify for subsidies or premium tax credits
See if you qualify for Medicaid or CHIP
Look for employer-sponsored coverage
Consider a spouse’s or parent’s plan if eligible
Choose a higher deductible plan if you can afford the out-of-pocket costs
Compare monthly premiums, deductibles, copays, and out-of-pocket maximums
Use in-network doctors and hospitals
Avoid unnecessary add-ons and optional benefits
Buy coverage during open enrollment or after a qualifying life event
Ask insurers about discounts or special programs
Consider short-term health insurance only if it fits your needs and is allowed in your area
Review whether a health sharing plan is appropriate for you
Reassess your plan every year before renewing