Increase tax withholding from your paycheck
Maximize eligible tax deductions
Claim all available tax credits
Contribute to a traditional IRA
Contribute to a Health Savings Account
Use employer retirement plans like a 401(k)
Track and deduct business expenses if self-employed
Deduct eligible education expenses
Deduct mortgage interest if applicable
Deduct charitable donations
Deduct state and local taxes within limits
Claim child and dependent tax benefits
File as soon as you have all tax documents
Review prior-year returns for missed deductions or credits
Keep organized records of deductible expenses
Adjust withholding after major life changes
Use tax software or a tax professional to find missed savings