Ask the recipient for their full legal name, bank name, account number, and routing/IBAN/SWIFT details
Choose a transfer method such as bank wire, online bank transfer, wire service, or money transfer app
Log in to your bank or payment provider
Select the option to send money or make a wire transfer
Enter the recipient’s banking details exactly as provided
Enter the transfer amount and the currency
Review the transfer fee and exchange rate, if applicable
Verify all details carefully before confirming
Authorize the transfer using the required security step
Save or print the confirmation and tracking/reference number
Notify the recipient that the wire has been sent
Contact your bank immediately if you entered incorrect details or suspect fraud