Pay all bills on time
Keep credit card balances low
Pay credit card statements in full when possible
Avoid maxing out credit cards
Review credit reports regularly
Dispute any errors on credit reports
Keep old credit accounts open
Limit new credit applications
Use a mix of credit types responsibly
Become an authorized user on a well-managed account
Set up payment reminders or autopay
Reduce overall debt
Avoid closing accounts with positive history
Build credit slowly and consistently