Invest in tax-saving options under Section 80C
Contribute to PPF
Invest in ELSS mutual funds
Pay life insurance premiums
Invest in tax-saving fixed deposits
Contribute to EPF or VPF
Claim deduction for home loan principal under Section 80C
Claim deduction for home loan interest under Section 24(b)
Claim deduction for health insurance premiums under Section 80D
Use NPS under Section 80CCD(1B)
Claim deduction for education loan interest under Section 80E
Claim deduction for donation under Section 80G
Claim deduction for rent paid under HRA rules
Use standard deduction if applicable
Claim deduction for medical treatment of specified diseases under Section 80DDB
Claim deduction for disability-related expenses under Section 80U
Claim deduction for interest on savings account under Section 80TTA or 80TTB
Plan salary structure with allowances and reimbursements
Keep proper documents and proofs for all deductions
File income tax returns on time